Auto Insurance Safety Discounts
With Auto-Owners Insurance, the same features that keep you safe can also save you money. You may qualify for additional auto insurance discounts if your vehicle is equipped with certain safety features. Auto insurance safety discounts reduce your car insurance premium based on the presence of three common safety features:
• Anti-Lock Brake System (ABS)
• Airbags
• Anti-Theft Devices
Auto insurance discounts for safety features are just one of the many ways we serve our customers, so it's no wonder we have earned the reputation as The "No Problem" People®. Discounts for auto insurance vary from state to state. To learn more about Auto-Owners discounts in your state, locate one of our independent agencies and speak with an auto insurance specialist today!
Anti-Lock Brake System Discounts
Premium savings are available for cars that are equipped with anti-lock brakes (ABS), which are proven to improve stopping distance and driver control. Vehicles rated as private passenger automobiles with anti-lock brakes may be granted an auto insurance discount for the following coverages:
• Bodily Injury Liability
• Property Damage Liability
• Personal Injury Protection/Automobile Medical Payments
• Collision
Airbag Discounts
Auto-Owners provides auto insurance discounts for vehicles equipped with airbags. Typically, auto insurance discounts are awarded based on the types of airbags included, with different levels of credit for vehicles with:
• Driver-side airbags
• Driver-side and front passenger-side airbags, or
• Driver-side, front passenger-side, and side-impact airbags
Anti-Theft Device Discounts
Save money just by protecting your vehicle. Auto insurance discounts for anti-theft devices are based on the types of devices being utilized. Anti-theft devices that may result in premium discounts include:
• Alarm devices
• Active or passive disabling devices (rendering fuel or ignition system inoperative)
• VIN number etched in glass
• Active Global Positioning System (GPS) including OnStar® or similar systems such as LoJack®.
Vehicles equipped with more than one of these devices will receive the highest single auto insurance discount applicable. Like any auto insurance discount, details vary by state, so browse our list of over 6,300 independent agencies across 26 states and speak with an agent today!