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Motorhome & RV

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Coverages

Coverages
Collision

Covers the cost of repairing or replacing your motorhome or RV if you’re involved in an accident.

Comprehensive

Pays for damages to your motorhome or RV caused by factors other than collision, such as fire, vandalism, weather, theft, accident with an animal, etc.

Bodily Injury Liability and Property Damage Liability

Payment for damages for which you are responsible, such as injury or property damage to others, and also legal defense if you are sued.

Uninsured/Underinsured Motorist

This coverage pays in the event of injury, damage or death caused by someone who does not have insurance coverage or does not have adequate liability limits.

Medical Payments and Personal Injury Protection

These two coverages will pay for medical expenses, hospitalization and rehabilitation expenses resulting from injury to the insured or a passenger.

Contents

This will protect any personal property you have or use in conjunction with your motorhome or RV.

Road Trouble Service

Lock your keys in the car? Run out of gas? No Problem®! If you’re stranded on the road due to a flat tire, minor mechanical malfunction or a dead battery, we will provide the service you need. Customers with this coverage can call us at 1-888-TOW-AOIC (1-888-869-2642) 24 hours a day, 7 days a week, 365 days a year in all 50 states and Canada.

Additional Expense

When you can’t use your motorhome or RV due to an accident, the additional expenses can add up fast. This coverage helps pay for a rental motorhome or RV. And, if you’re stranded away from home, food, lodging and other incidental expenses will be covered.

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How Do I Get a Quote?

Auto-Owners works solely through independent agents to ensure you’re getting the right protection from a skilled professional.

Contact an agent

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