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Coverages

Coverages
Condominium Coverage

Covers your condo and other structures at your residence for which you’re responsible.

Personal Property Coverage

Your personal possessions are covered anywhere in the world.

Personal Liability Coverage

Provides coverage for incidents occurring anywhere in the world and protects against lawsuits for which you may become liable.

Medical Payments to Others

Coverage for others who are injured at your residence.

Additional Living Expenses

Pays for expenses if you are unable to stay in your condo after a covered loss.

Additional Coverages

Optional Coverages
Condo-Owners Plus Endorsement

This coverage builds on your policy by providing several additional coverages in one package. It includes coverage for refrigerated products, appliance leakage, extra expenses for your mortgage and a waiver of the glass deductible. A coverage example would be if you lose power and a refrigerator full of food spoils, you’re covered up to $750.

Water Backup of Sewers or Drains

Backed up sewers or drains can wreak havoc, causing damage to floors, walls, furniture and electrical systems. Coverage for water backup is available with a wide array of limits to suit your needs.

Personal Property Replacement Cost

Covers repair or replacement of your personal property without a deduction for depreciation.

Special Personal Property Coverage

Provides broader coverage for your personal possessions. This endorsement gives additional causes of loss, including misplacement.

Ordinance or Law Coverage

Sometimes, local ordinances or laws can regulate construction, repair or demolition of your property. This coverage will pay to get you up to code.

Identity Theft Expense Coverage

Provides up to $15,000 for expenses incurred when trying to restore your financial identity.

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How Do I Get a Quote?

Auto-Owners works solely through independent agents to ensure you’re getting the right protection from a skilled professional.

Contact an agent

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