Motor Carrier
As a motor carrier, you are responsible for getting goods from point A to point B. When you’re on the road, the last thing you want to worry about is whether or not you’re properly protected. Your local independent agent will work with you to discuss your needs and find the coverages that are right for you.
With various discounts available, you can have the protection you deserve for a price you can afford. Don’t trust just anyone to protect your business – find your local independent agent representing Auto-Owners today!
Coverages
Commercial Auto Liability
Bodily injury, property damage, uninsured motorist and underinsured motorist are just a few of the liability coverages offered.
Collision
Covers the costs to repair or replace your tractor when you’re involved in an accident.
Comprehensive
Pays for damages to your tractor caused by factors other than collision, such as fire, vandalism, weather, theft, accident with an animal, etc.
Uniform Intermodal Interchange Endorsement (UIIE)
Provides coverages for motor carriers entering an intermodal facility to pick up or drop off intermodal equipment and cargo.
Bobtail/Deadhead Coverage
Provides coverage for motor carriers operating under another entity’s hauling authority.
Motor Cargo
Coverage for cargo you own, cargo owned by others, or for a onetime shipment.
Workers' Compensation
Covers work-related injuries to your employees.
Commercial Umbrella
Covers large liability losses that exceed the limits of the underlying general liability or commercial auto policy.
General Liability
Provides protection from damages that arise from your normal operations at or away from your business location. Also includes protection from damages caused by your products, services or work you have performed.
Loss Control
Our highly specialized team can help you identify risks and assist you with implementing health and safety programs.
Ways to Save
Multi-Policy Discount
Receive premium savings when you have other qualifying policies with Auto-Owners.
Life Multi-Policy Discount
Receive premium savings when you have a qualifying life insurance policy with Auto-Owners.
Paid-in-Full Discount
Save more if you pay your annual policy premium in full and on time.
Group Discount
This discount may apply when your business is affiliated with certain organizations, such as chambers of commerce, credit unions and trade associations.
Fleet Monitoring Discount
When telematics devices are installed and actively monitor vehicles in your fleet, you may be eligible for this discount.
Deductibles
Assuming some of the risk yourself by choosing a higher deductible, may reduce your policy premium.
Favorable Loss History
Receive a lower premium for favorable loss history.
How do I get a quote?
Auto-Owners works solely through independent agents to ensure you’re getting the right protection from a skilled professional.
This material is intended as a general guide or primer only and analysis of coverage is in general terms for the sake of simplicity and understanding. Any of the content provided on this webpage is superseded in all respects by the Insuring Agreements, Endorsements, Exclusions, Terms and Conditions of the Policy. The material on this webpage is not an exhaustive list of the coverages available. Some of the coverage mentioned in this material may not be applicable in all states or may have to be modified to conform to applicable state law. Some coverages may have been eliminated or modified since the posting of this material.