Your local independent agents are ready to help you find the coverage that suits you best.

Owning a boat brings with it a freedom that only being on the water can provide. Let Auto-Owners help you protect that freedom.

Your local independent agent will work with you to discuss your needs and find the coverages that are right for you. With various discounts available, you can have the protection you deserve for a price you can afford. Don’t trust just anyone to protect your boat – find your local independent agent representing Auto-Owners today!


Agreed Value Loss Settlement

Receive a full, agreed upon value for your boat in the event of a total loss.

Boat Equipment

Coverage for boat related equipment such as anchors, oars, life jackets, fuel tanks and batteries.

Watercraft Liability

Coverage against any claim or lawsuit made against you for liability related to your boat ownership.

Property of Others

Covers the belongings of your guests while on your boat.

Emergency Towing

Covers expenses for towing or other emergency services.

Boat Recovery Expense

Coverage for the costs to recover a sunken boat.

Ways to Save

We value our customers and think that quality insurance shouldn’t break the bank. Check out the following discounts that will help you save big.

Multi-Policy Discount

Receive premium savings when you have other qualifying policies with Auto-Owners.

Life Multi-Policy Discount

Receive premium savings when you have a qualifying life insurance policy with Auto-Owners.

Paid-in-Full Discount

Save more if you pay your annual policy premium in full and on time.

Advance Quote

A discount is available for new applicants who request a premium quote prior to the effective date of the policy.


Assuming some of the risk yourself by choosing a higher deductible, may reduce your policy premium.

Favorable Loss History

Receive a lower premium for favorable loss history.

How do I get a quote?

We offer our insurance products through independent agents because of the many advantages they offer you. Use our Agency Locator to find an independent insurance agent near you to get a quote. 

Contact an Agent