Motorhome & RV Coverages
Coverages
Collision
Covers the cost of repairing or replacing your motor home or RV if you’re involved in an accident.
Comprehensive
Pays for damages to your motor home or RV caused by factors other than collision, such as fire, vandalism, weather, theft, accident with an animal, etc.
Bodily Injury Liability and Property Damage Liability
Payment for damages for which you are responsible, such as injury or property damage to others, and also legal defense if you are sued.
Uninsured/Underinsured Motorist
This coverage pays in the event of injury, damage or death caused by someone who does not have insurance coverage or does not have adequate liability limits.
Medical Payments and Personal Injury Protection
These two coverages will pay for medical expenses, hospitalization and rehabilitation expenses resulting from injury to the insured or a passenger.
Contents
This will protect any personal property you have or use in conjunction with your motor home or RV.
Road Trouble Service
Lock your keys in the car? Run out of gas? No Problem®! If you’re stranded on the road due to a flat tire, minor mechanical malfunction or a dead battery, we will provide the service you need. Customers with this coverage can call us at 1-888-TOW-AOIC (1-888-869-2642) 24 hours a day, 7 days a week, 365 days a year in all 50 states and Canada.
Additional Expense
When you can’t use your motor home or RV due to an accident, the additional expenses can add up fast. This coverage helps pay for a rental motor home or RV. And, if you’re stranded away from home, food, lodging and other incidental expenses will be covered.
How do I get a quote?
Auto-Owners works solely through independent agents to ensure you’re getting the right protection from a skilled professional.
This material is intended as a general guide or primer only and analysis of coverage is in general terms for the sake of simplicity and understanding. Any of the content provided on this webpage is superseded in all respects by the Insuring Agreements, Endorsements, Exclusions, Terms and Conditions of the Policy. The material on this webpage is not an exhaustive list of the coverages available. Some of the coverage mentioned in this material may not be applicable in all states or may have to be modified to conform to applicable state law. Some coverages may have been eliminated or modified since the posting of this material.