Do you own a beautifully restored car or vintage vehicle? Protect your classic auto with specialized insurance from Auto-Owners. Unlike other cars on the road, classic autos typically appreciate in value. Due to their limited use, we can offer substantial discounts on most coverages.

Whether your vehicle is used for weekend drives or only displayed at car shows, we’ve got the right coverage for you.

Classic and antique automobiles have the option to be written on an agreed value basis if certain requirements are met. This means in the event of a total loss, we will pay the agreed value amount stated in the declarations.

A discount applies to all coverages on automobiles classified as classic or antique. In addition, an antique automobile is eligible to receive the Multi-Car discount if written with another private passenger automobile.