Privacy Practice Title Bar
What We Do To Protect Your Privacy
At Auto-Owners Insurance GroupSM*, we value your business and we want to retain your trust. In the course of providing products and services, we may obtain nonpublic personal information about you. State and Federal laws prohibit unauthorized disclosure of nonpublic personal information. We assure you that such information is used only for the purpose of providing our products and services to you.
To assist in underwriting and servicing your policy, we may obtain nonpublic personal information about you. For example, we routinely obtain information through applications, forms related to our products or services, and your transactions with us. We may obtain such information from our affiliates, third parties or consumer reporting agencies. The information may include your name, address, telephone number and payment, credit and claim information. In addition, for life, annuity and disability products, we may obtain your medical history with your permission. The nature and extent of the information we obtain varies based on the nature of the products and services you receive.
Auto-Owners Insurance Group Companies do not disclose any nonpublic personal information about their customers or former customers except as permitted by law.
Our agents and Company associates may have access to nonpublic personal information only for the purpose of providing our products or services to you. We maintain physical, electronic and procedural safeguards against unauthorized use of your nonpublic personal information.
Auto-Owners Group Legal Text
*Auto-Owners Insurance GroupSM includes, Auto-Owners Insurance Company, Auto-Owners Life Insurance Company, Home-Owners Insurance Company, Owners Insurance Company, Property-Owners Insurance Company and Southern-Owners Insurance Company.
Social Media Disclaimer
Social Media Site Content
The information provided via Auto-Owners’ social media profiles, pages or channels, is not intended to provide legal, investment or tax advice. If legal advice or other professional assistance is required, the services of a competent advisor should be sought.
All content on our social media profiles, pages or channels, is the exclusive property of and owned by Auto-Owners and is protected by copyright, trademark and other applicable laws. You may access, copy, download and print materials from our social media profiles, pages or channels, for your personal and non-commercial use. Any other use of content on these outlets is expressly prohibited. This includes, but is not limited to modification, distribution, transmission, performance, broadcast, publication, uploading, licensing transfer or sale of, or the creation of derivative works from materials published on these outlets.
Information posted on a Site is in the public domain. If you post information in a Site, you do so at your own risk. You are solely responsible for the content that you post. By posting content on a Site, you warrant that you have permission to post the content on the Site. You also understand that any information or material that you post is public information, and that you have no expectation of privacy when you submit information or materials to a Site.
By submitting items to our social media profiles, pages or channels, you are granting Auto-Owners the unrestricted, nonexclusive, royalty-free, perpetual, irrevocable and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute and display said material.
All material including any link to other sites and content found at linked sites is provided "as is" and without any express or implied warranties including warranties of merchantability or fitness for a particular purpose. Due to the nature of the Internet, Auto-Owners does not warrant that access to the Service will be uninterrupted or error free. Auto-Owners does not warrant or make any representations regarding the usefulness of or the expected results of the material contained on the Service. Note that some jurisdictions may not allow the exclusion of implied warranties so some of the above exclusions may not apply to you. Please check your local laws for any such restrictions.
Auto-Owners cannot and does not guarantee or warrant that files available for downloading from linked sites are free of viruses, worms, Trojan horses or other code that has contaminating or destructive properties. Auto-Owners does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title, noninfringement or fitness for a particular purpose) with respect to the files available for downloading from linked sites. In no event will Auto-Owners be liable to you or to anyone else for any decision made or action taken by you or anyone else in reliance on results obtained from use of files downloaded from any linked site. These files may be downloaded and/or reprinted for personal use only. Permission to reprint or electronically reproduce any document or graphic in whole or in part for any reason except for personal use is expressly prohibited, unless prior written consent is obtained from the appropriate copyright holder.
Auto-Owners reserves the right to modify content of its social media profiles, pages or channels, at any time, without notice. Auto-Owners may also change its Social Media Disclaimer from time to time; when changes are made, the version date will also be updated to reflect that a revision occurred. We encourage you to periodically reread this Disclaimer to see if there have been any changes that may affect you.