Commercial Auto

Ways to Save

We offer many discounts, ensuring you get the right insurance coverage for your business at an affordable price.

Multi-Policy Discount

Receive premium savings when you have other qualifying policies with Auto-Owners.

Life Multi-Policy Discount

Receive premium savings when you have a qualifying life insurance policy with Auto-Owners.

Paid-in-Full Discount

Save more if you pay your annual policy premium in full and on time.

Group Discount

This discount may apply when your business is affiliated with certain organizations, such as chambers of commerce, credit unions and trade associations.

Fleet Monitoring Discount

When telematics devices are installed and actively monitor vehicles in your fleet, you may be eligible for this discount.

Farm Use Seasonal Discount

With certain types of vehicles used for seasonal farming, you may qualify for this discount.

Deductibles

Assuming some of the risk yourself by choosing a higher deductible may reduce your policy premium.

Favorable Loss History

Receive a lower premium for favorable loss history.

How do I get a quote?

Auto-Owners works solely through independent agents to ensure you’re getting the right protection from a skilled professional.

Contact an Agent