High Value Homes
Protect your high value home with Auto-Owners. We provide the freedom to select specific coverages based on your needs and allow for creating a custom policy tailored just for you.
Coverages
Increased Cost Endorsement
Provides up to an additional 25% of your coverage amount in the event it is not enough to repair or replace your home.
Special Personal Property Coverage
Provides broader coverage for your personal possessions. This endorsement gives additional causes of loss, including misplacement.
Water Backup of Sewers or Drains
This coverage is available with a wide array of limits to suit your needs, such as a sump-pump failure causing basement flooding.
Appliance Seepage or Leakage
Protect your home with coverage for water seepage or leakage originating from a domestic appliance, or interior sprinkler system.
Equipment Breakdown
Provides coverage for damage to home equipment caused by mechanical or electrical breakdown, such as an air conditioning system compressor failure due to a short circuit.
Service Line
Provides coverage for underground service line damage caused by wear and tear, rust or other perils.
Personal Property and Valuables
From fine arts to jewelry, we can easily accommodate large collections and provide broad coverages, like agreed value loss settlement.
Boats, ATVs & Off-Road Vehicles
Protect the things that allow you to enjoy the outdoors.
How do I get a quote?
We offer our insurance products through independent agents because of the many advantages they offer you. Use our Agency Locator to find an independent insurance agent near you to get a quote.
This material is intended as a general guide or primer only and analysis of coverage is in general terms for the sake of simplicity and understanding. Any of the content provided on this webpage is superseded in all respects by the Insuring Agreements, Endorsements, Exclusions, Terms and Conditions of the Policy. The material on this webpage is not an exhaustive list of the coverages available. Some of the coverage mentioned in this material may not be applicable in all states or may have to be modified to conform to applicable state law. Some coverages may have been eliminated or modified since the posting of this material.