Property & Valuables Coverages
Coverages
Actual Cash Value
Provides coverage for the amount it would cost to repair or replace your damaged property at its current value, minus depreciation.
Agreed Value
Provides coverage for an agreed-upon value that will be paid for your damaged property.
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This material is intended as a general guide or primer only and analysis of coverage is in general terms for the sake of simplicity and understanding. Any of the content provided on this webpage is superseded in all respects by the Insuring Agreements, Endorsements, Exclusions, Terms and Conditions of the Policy. The material on this webpage is not an exhaustive list of the coverages available. Some of the coverage mentioned in this material may not be applicable in all states or may have to be modified to conform to applicable state law. Some coverages may have been eliminated or modified since the posting of this material.