Life is complicated, insurance doesn't have to be.
Read time: 02:30
Every farm is different. Maybe you farm as a hobby, or maybe
you operate a commercial dairy farm. Some farms require bigger
equipment and some have more animals than others. Despite the
differences, all types of farming have something in common: the need
Let’s dive into what farm insurance is and what to consider
when shopping for a policy.
So, what is farm insurance?
Farm insurance protects your farm. It’s that simple!
A farm can be your biggest life investment, so it is crucial
to protect that investment in case an unforeseen event happens.
At Auto-Owners, we offer coverages for farms of all sizes,
locations, and types of operations.
A farm policy can cover:
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and Easy Overview of Liability Insurance for Business
So, what coverages should you consider?
The farming industry is constantly evolving through
innovation and technical advancements, and we are right there with
them. At Auto-Owners, we offer a variety of coverages to meet your
farm’s specific needs.
Package Coverages for Target Markets
Depending on your farm type, you likely have unique insurance
needs. These optional coverages are uniquely tailored to meet the
needs of our farm customers, providing you with increased options in a
What is important to consider when shopping for a policy?
At Auto-Owners, we know that farming is more than a business
or a hobby… it’s a way of life.
Protecting your farm in today’s evolving industry is more
than just providing you with innovative coverages. More
importantly, when you are shopping for a policy you want to be
insured by a company you trust. Ask yourself, in the unfortunate
event of a claim, do you really want an insurance provider with
little to no farming knowledge inspecting your property? This can be
very frustrating and time consuming.
Our underwriters have a variety of knowledge and years of
experience in agriculture, giving them the tools needed to serve you.
Connecting with an agent who sees you not only as a customer,
but also a farmer, is necessary. Our independent agents will work
with you to tailor a custom farm policy and make sure you have the
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Steps to be Confident in Your Commercial Insurance
You work hard to take care of your farm. Protecting it with
the right coverages makes sense. At Auto-Owners, we understand that
each farm is unique and the industry is constantly evolving. To
start the process of finding a farm policy that fits your needs
best, contact your local, independent agent.
*Products referenced may not be
approved/available in all states. Limitations and conditions
may apply. Premium will be based on benefits chosen and
policy rates available at time of application.
Disclaimer: This article is not expert advice. The
analysis of coverage is in general terms and is superseded
in all respects by the Insuring Agreements, Endorsements,
Exclusions, Terms and Conditions of the Policy. Some of the
coverage mentioned in this material may not be applicable in
all states or may have to be modified to conform to
applicable state law. Some coverages may have been
eliminated or modified since the publishing of this
material. Discounts may not be available in all states.
Limitations and conditions may apply. Premiums will be based on
benefits chosen. Please check with your local Independent
Auto-Owners Insurance Agent for details."
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