Property & Valuables
You can expect exceptional protection from Auto-Owners for your valuable possessions. A Property & Valuables policy can cover jewelry, fine arts, laptops, tablets and more, and offers coverages above and beyond what your Homeowners policy may provide.
Your independent agent will help you choose the right coverage, so you can be certain that you’re protected. At Auto-Owners, we offer competitive rates and coverages that can be tailored to your specific needs. Find your local independent agent representing Auto-Owners today!
Actual Cash Value
Provides coverage for the amount it would cost to repair or replace your damaged property at its current value, minus depreciation.
Provides coverage for an agreed-upon value that will be paid for your damaged property.
Ways to Save
Receive premium savings when you have other qualifying policies with Auto-Owners.
Life Multi-Policy Discount
Receive premium savings when you have a qualifying life insurance policy with Auto-Owners.
Save more if you pay your annual policy premium in full and on time.
When you enroll in paperless billing and pay your policy premiums online, you may qualify for this discount.
A discount is available for new applicants who request a premium quote prior to the effective date of the policy.
Assuming some of the risk yourself by choosing a higher deductible may reduce your policy premium.
Favorable Loss History
Receive a lower premium for favorable loss history.
How do I get a quote?
We offer our insurance products through independent agents because of the many advantages they offer you. Use our Agency Locator to find an independent insurance agent near you to get a quote.
This material is intended as a general guide or primer only and analysis of coverage is in general terms for the sake of simplicity and understanding. Any of the content provided on this webpage is superseded in all respects by the Insuring Agreements, Endorsements, Exclusions, Terms and Conditions of the Policy. The material on this webpage is not an exhaustive list of the coverages available. Some of the coverage mentioned in this material may not be applicable in all states or may have to be modified to conform to applicable state law. Some coverages may have been eliminated or modified since the posting of this material.