Homeowners

we protect your house. because to you, it's home. 

Whether you are living in the home you’ve always dreamed of or the first version of it, make sure it’s protected with the right coverage.

Don’t let just anyone protect your dreams. Insure your home with Auto-Owners. We are among the top insurance providers in the United States and we’ve got you covered.

Your independent agent will help you choose the right coverage, so you can be certain that you’re protected. At Auto-Owners, we offer competitive rates and coverages that can be tailored to your specific needs. Find your local independent agent representing Auto-Owners today!

Damaged room in need of repair

Personal Property

Your homeowners insurance covers the cost to rebuild your home after a disaster. It can also cover your personal belongings with the option to include special items such as jewelry or collectibles. Our policies also cover fire department charges, debris removal and even the cost to replace food that spoils during a prolonged power outage!

Backyard patio with a grill, bird feeder, and basketball

Personal Liability

The potential for accidents or injuries is always present. If a lawsuit is brought against you or your family, your personal liability coverage can help protect you from a devastating financial loss.

Damaged house

Additional Living Expenses

When your home is unsafe to stay in after severe storm or fire damage, your homeowners insurance can cover additional living expenses such as the cost of a hotel stay and food.

What We Cover

We offer a wide variety of coverages to meet your needs.

More about coverages

Ways to Save

With a broad range of discounts, we help you save more.

More ways to save

How Do I Get a Quote?

Auto-Owners works solely through independent agents to ensure you’re getting the right protection from a skilled professional.

Contact an Agent