Who We Are

For over 100 years, Auto-Owners has been dedicated to the independent agency system.

Why independent agents?

simple human sense

Established in 1916, Auto-Owners Insurance Group is headquartered in Lansing, Michigan. Recognized for exceptional financial strength and stability, it is among the nation’s largest insurers and provides insurance to nearly 3 million policyholders.

The company is represented by 48,000 licensed agents in 26 states and offers multiple lines of insurance including life, home, auto and business.

Auto-Owners is rated A+ (Superior) by AM Best and is a Fortune 500 company. It has received numerous awards from national organizations for customer service and quality and is certified as a Great Place to Work®.

Auto-Owners Insurance Group Companies

Auto-Owners Insurance Company

Among the leading property and casualty insurers in the U.S., this mutual insurance company is represented by 48,000 agents in more than 6,300 agencies and is the Group's largest insurer.

Auto-Owners Life Insurance Company

Netting over 40,000 applications per year, with $51 billion of life insurance in force in 2024.*

Owners Insurance Company

This stock company is the second largest property and casualty insurer in the Group and operates in 25 of the 26 states in the Auto-Owners regional market.

Home-Owners Insurance Company

This stock insurer writes property and casualty products in 9 of the 26 states in the Auto-Owners regional market.

Property-Owners Insurance Company

This stock insurer writes property and casualty products in Georgia, Indiana and Michigan.

Southern-Owners Insurance Company

This stock insurer writes property and casualty products in Florida.

*Auto-Owners Life Insurance Company is licensed to transact business in AL, AR, AZ, CO, FL, GA, IA, ID, IL, IN, KS, KY, MA, ME, MI, MN, MO, NC, ND, NE, NH, OH, PA, SC, SD, TN, UT, VA, VT, WI

NAIC#: 61190,  Domicile Address: 6101 Anacapri Blvd, Lansing, MI 48917-3968

Other Members of the Auto-Owners Insurance Group

Atlantic Casualty Insurance Company

Established in 1983, Atlantic Casualty Insurance Company is headquartered in Goldsboro, North Carolina. This group of insurers has positioned itself to better serve its agency force and has authority in fifty states including Washington, DC.
Atlantic Casualty Insurance Company

Concord Group Insurance Companies

Affiliated with A-O in 2017, Concord Group is headquartered in Bedford, New Hampshire. This group of insurers writes property and casualty products in Maine, Massachusetts, New Hampshire and Vermont.
Concord Group Insurance

Capital Insurance Group

Established in 1898 and headquartered in Monterey, California, Capital Insurance Group joined Auto-Owners Insurance Group in 2019. This group of insurers writes property and casualty products in Arizona, California, Nevada, Oregon, and Washington.
Capital Insurance Group

History

Established in 1916, we have celebrated many milestones throughout our history.

Our History

Core Values

Our core values foster a positive, professional work environment.

Our Core Values

Interested in a career at A-O?

Our associates have meaningful, fulfilling, and challenging career paths and come from a wide variety of educational backgrounds. Learn more below!

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