Owning a boat brings with it a freedom that only being on the water can provide. Let Auto-Owners help you protect that freedom.
Your local independent agent will work with you to discuss your needs and find the coverages that are right for you. With various discounts available, you can have the protection you deserve for a price you can afford. Don’t trust just anyone to protect your boat – find your local independent agent representing Auto-Owners today!
Agreed Value Loss Settlement
Receive a full, agreed upon value for your boat in the event of a total loss.
Coverage for boat related equipment such as anchors, oars, life jackets, fuel tanks and batteries.
Coverage against any claim or lawsuit made against you for liability related to your boat ownership.
Property of Others
Covers the belongings of your guests while on your boat.
Covers expenses for towing or other emergency services.
Boat Recovery Expense
Coverage for the costs to recover a sunken boat.
Ways to Save
Receive premium savings when you have other qualifying policies with Auto-Owners.
Life Multi-Policy Discount
Receive premium savings when you have a qualifying life insurance policy with Auto-Owners.
Save more if you pay your annual policy premium in full and on time.
A discount is available for new applicants who request a premium quote prior to the effective date of the policy.
Assuming some of the risk yourself by choosing a higher deductible, may reduce your policy premium.
Favorable Loss History
Receive a lower premium for favorable loss history.
How do I get a quote?
We offer our insurance products through independent agents because of the many advantages they offer you. Use our Agency Locator to find an independent insurance agent near you to get a quote.
This material is intended as a general guide or primer only and analysis of coverage is in general terms for the sake of simplicity and understanding. Any of the content provided on this webpage is superseded in all respects by the Insuring Agreements, Endorsements, Exclusions, Terms and Conditions of the Policy. The material on this webpage is not an exhaustive list of the coverages available. Some of the coverage mentioned in this material may not be applicable in all states or may have to be modified to conform to applicable state law. Some coverages may have been eliminated or modified since the posting of this material.