Required coverage for employers that provides state-mandated benefits to employees due to job-related injuries, including death, resulting from workplace accidents or occupational diseases.

Provided with a workers compensation policy, protects you if you become liable for injury to an employee for a job-related injury that is not covered under the workers compensation law.

With this endorsement, the insurer waives their right of subrogation against third parties who may be responsible for an injury.

This endorsement is used to provide these coverages to employees who are not subject to the state’s workers compensation law.

We provide the option to include or exclude partners, officers or others under the workers compensation policy.

A complimentary service provided by our experienced team of loss control consultants. Our goal is to help you identify solutions for potential gaps in safety programs and risk mitigation.

Receive premium savings when you have other qualifying policies with Auto-Owners.

Receive premium savings when you have a qualifying life insurance policy with Auto-Owners.

Save more if you pay your annual policy premium in full and on time.

This discount may apply when your business is affiliated with certain organizations, such as chambers of commerce, credit unions and trade associations.

Drug testing as a condition of employment or following an accident could qualify your business for a discount.

Assuming some of the risk yourself by choosing a higher deductible may reduce your policy premium.

If you provide a healthcare plan for your employees, you could be eligible for a discount.