Workers Compensation

Your local independent agents are ready to help you find the coverage that suits you best.

Protect your most important asset, your employees, with a workers compensation policy from Auto-Owners. This policy will provide medical and wage loss benefits for on-the-job injuries of your employees, and also protects your business by transferring your obligation of the risk to us.

Workers compensation is extremely regulated and compliance is different for each state. Your local independent agent representing Auto-Owners is here to help with expert knowledge to make sure you and your employees are properly covered.

A-O Injury Hotline

For all non-emergency work injuries, call the A-O Injury Hotline, a 24/7 triage service for workplace injuries. This service is designed to help employees when they are injured at work. If further treatment is recommended, a claim will be initiated on the policyholder's behalf.


A-O Injury Hotline Instructions

What We Cover

We offer a wide variety of coverages to meet your needs.

More About Coverages

Ways to Save

With a broad range of discounts, we help you save more.

More Ways to Save

How do I get a quote?

We offer our insurance products through independent agents because of the many advantages they offer you. Use our Agency Locator to find an independent insurance agent near you to get a quote. 

Contact an Agent