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Life is complicated, insurance doesn't have to be.
Read Time: 3 minutes
It might be a flashing light on your dashboard. Or, a temperature gauge needle gliding into the red zone. Or, maybe a readout on your dash display saying “temperature warning.” Or, perhaps it’s billows of steam coming out from under your hood. One way or another your car is telling you it’s too hot.
So what do you do when your car overheats?
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How to prevent a car from overheating
There are some preventative measures you can take to help reduce the likelihood of your car overheating. Mainly, keep up with your vehicle’s maintenance.
If you notice your coolant needs to be refilled regularly, you probably have a leak that needs repair.
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Why do cars overheat?
Typically, overheating is because your vehicle does not have enough coolant. Low levels in the coolant tank are commonly caused by a worn out water pump or a deteriorated or loose hose. This can be hard to spot but a trained mechanic should be able to see it.
So, by staying on top of routine service, you will likely be able to avoid it along with a slew of other potential problems.
Read more: How to Troubleshoot Why Your Car Won't Start in the Cold
How can I utilize my road trouble service when my car overheats?
If you find yourself on the road and stranded with an overheated car, it’s a good time to utilize your insurance’s road trouble service. You can typically find instructions on how to reach your road trouble service provider on your proof of insurance cards.
If you have road trouble service coverage (RTS) on your Auto-Owners Insurance policy, you should call 1-888-TOW-AOIC (869-2642). If you are renting or borrowing a vehicle, you should still call the RTS line above. You will need to provide your policy information along with details of your vehicle’s situation. A service provider should be dispatched to your location for assistance.
At Auto-Owners, we provide even easier access to RTS. Check out our mobile app to learn more.
Also for Auto-Owners policies, your RTS limit applies to the overall cost of services. So, any out of pocket expenses should be communicated to you before help is dispatched.
To learn more about RTS with Auto-Owners, contact your local, independent agent.
*Products referenced may not be approved/available in all states. Limitations and conditions may apply. Premium will be based on benefits chosen and policy rates available at time of application.
Disclaimer: This article is not expert advice. The analysis of coverage is in general terms and is superseded in all respects by the Insuring Agreements, Endorsements, Exclusions, Terms and Conditions of the Policy. Some of the coverage mentioned in this material may not be applicable in all states or may have to be modified to conform to applicable state law. Some coverages may have been eliminated or modified since the publishing of this material. Discounts may not be available in all states. Limitations and conditions may apply. Premiums will be based on benefits chosen. Please check with your local Independent Auto-Owners Insurance Agent for details."
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