Let Auto-Owners take care of your insurance needs, so you can focus on providing your customers with quality products and outstanding service.
At Auto-Owners, we understand the manufacturing industry and we’ve assembled a unique set of insurance coverages tailored to the needs of manufacturers.
Your local independent agent will work with you to discuss your needs and find the coverages that are right for you. With various discounts available, you can have the protection you deserve for a price you can afford. Don’t trust just anyone to protect your business - find your local independent agent representing Auto-Owners today.
Manufacturers Plus Package
One package with five coverages designed specifically for manufacturers.
Manufacturers Errors & Omissions
Damages from employee design errors, faulty workmanship and defective materials or products don't have to set you back.
Save With Multi-Policy Discounts
Save money when you choose Auto-Owners for your business, personal and life insurance!
Provides protection from damages that arise out of your normal operations at or away from your business location. Also includes protection from damages caused by your products, services or work you have performed.
Provides broader protection for your specific commercial property such as computers, machinery and equipment, tools and other items.
Provides protection for your buildings, business personal property and property of others.
Covers work-related injuries to your employees.
Covers vehicles you own and use for your business.
Covers large liability losses that exceed the limits of the underlying general liability policy.
Brands and Labels
Allows your customer to remove the labels or stamp “salvage” on merchandise after a loss. This helps protect your company and product reputation.
After a loss, it can take some time to get your business running smoothly again. This protection covers loss of income, costs for continued operation and extra expenses incurred during the time of rehabilitation.
In the event of a cyber-attack, our cyber liability package offers the coverages and services you need to protect your business. The package includes a wide range of coverages such as data loss expenses, lost income, and personal identity recovery expenses.
Employment Practices Liability (EPL)
Covers wrongful employment acts such as discrimination, harassment and wrongful termination. With this coverage, you gain access to a valuable employment practices website, as well as a legal advice line, so you can connect with experienced attorneys who are well-versed in federal and state employment laws.
Covers mechanical breakdown of equipment used in your business. Includes the cost to repair damaged equipment, spoiled goods and loss of income.
Manufacturers Consequential Loss
Covers the reduction in value to remaining parts of stock after a loss.
Manufacturers Errors & Omissions
Many general liability policies do not provide coverage for an error or defect in your product. Our Manufacturers Errors & Omissions insurance covers damages caused by: the use of defective materials or products, faulty workmanship and errors made by you or your employees in the design of your work.
Manufacturers Selling Price
Protects your company against the loss of profit, which otherwise would have been earned from the sale of the finished stock had it not been damaged in a loss.
Ways to Save
Receive premium savings when you have other qualifying policies with Auto-Owners.
Life Multi-Policy Discount
Receive premium savings when you have a qualifying life insurance policy with Auto-Owners.
Save more if you pay your annual policy premium in full and on time. Discount does not apply for escrow direct bill accounts.
This discount may apply when your business is affiliated with certain organizations, such as chambers of commerce, credit unions and trade associations.
Assuming some of the risk yourself by choosing a higher deductible may reduce your policy premium.
Favorable Loss History
Receive a lower premium for favorable loss history.
How do I get a quote?
We offer our insurance products through independent agents because of the many advantages they offer you. Use our Agency Locator to find an independent insurance agent near you to get a quote.
This material is intended as a general guide or primer only and analysis of coverage is in general terms for the sake of simplicity and understanding. Any of the content provided on this webpage is superseded in all respects by the Insuring Agreements, Endorsements, Exclusions, Terms and Conditions of the Policy. The material on this webpage is not an exhaustive list of the coverages available. Some of the coverage mentioned in this material may not be applicable in all states or may have to be modified to conform to applicable state law. Some coverages may have been eliminated or modified since the posting of this material.