Commercial Umbrella


Large Limits of Liability

Umbrella protection is available with coverage limits up to $5,000,000 (higher limits may be available, but are subject to underwriting approval).

Legal Defense

Court cases can quickly cost large amounts of money. An umbrella policy can protect your business from incurring these expenses.

Personal Injury Protection

Provides protection against claims or suits brought against you, such as: libel, slander, false arrest, mental anguish, defamation of character, invasion of privacy, false imprisonment and wrongful eviction.

Worldwide Coverage

Provides coverage for losses that occur outside of the country. For example, if you rent a vehicle in another country and get into an accident, you may not have proper coverage unless you have a commercial umbrella policy.

Blanket Contractual Liability

Protects your business if the underlying liability policy does not cover certain contracts, or has specific wording that limits coverage.

Liquor Law Liability

Protects businesses such as restaurants, grocery stores and liquor stores that are in the business of selling liquor products.

Care, Custody and Control

Provides protection for property of others in your care, custody or control for short periods of time.

How do I get a quote?

Auto-Owners works solely through independent agents to ensure you’re getting the right protection from a skilled professional.

Contact an Agent