Condo Coverages
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Coverages
Covers your condo and other structures at your residence for which you’re responsible.
Your personal possessions are covered anywhere in the world.
Provides coverage for incidents occurring anywhere in the world and protects against lawsuits for which you may become liable.
Coverage for others who are injured at your residence.
Pays for expenses if you are unable to stay in your condo after a covered loss.
Additional Coverages
This coverage builds on your policy by providing several additional coverages in one package. It includes coverage for refrigerated products, appliance leakage, extra expenses for your mortgage and a waiver of the glass deductible. A coverage example would be if you lose power and a refrigerator full of food spoils, you’re covered up to $750.
Backed up sewers or drains can wreak havoc, causing damage to floors, walls, furniture and electrical systems. Coverage for water backup is available with a wide array of limits to suit your needs.
Covers repair or replacement of your personal property without a deduction for depreciation.
Provides broader coverage for your personal possessions. This endorsement gives additional causes of loss, including misplacement.
Sometimes, local ordinances or laws can regulate construction, repair or demolition of your property. This coverage will pay to get you up to code.
Provides up to $15,000 for expenses incurred when trying to restore your financial identity.
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Coverage Disclaimer - White
This material is intended as a general guide or primer only and analysis of coverage is in general terms for the sake of simplicity and understanding. Any of the content provided on this webpage is superseded in all respects by the Insuring Agreements, Endorsements, Exclusions, Terms and Conditions of the Policy. The material on this webpage is not an exhaustive list of the coverages available. Some of the coverage mentioned in this material may not be applicable in all states or may have to be modified to conform to applicable state law. Some coverages may have been eliminated or modified since the posting of this material.