When Auto-Owners also insures your personal auto or commercial auto, or if you have a life or umbrella insurance policy with us, you are eligible for this discount.
Save more if you pay your annual or semi-annual policy premium in full and on time.
Enjoy savings when you have a good insurance score.
Be rewarded for having infrequent claims in your insurance history.
We offer several deductible options to fit your needs:
Flat Deductible: One single deductible for your policy
Split Deductible: Two separate deductibles – Residential and Farm
Wind/Hail Deductible: Separate deductible that applies to just wind/hail damage
Auto-Owners works solely through independent agents to ensure you’re getting the right protection from a skilled professional.