Homeowners Ways to Save
Ways to Save
Receive premium savings when you have other qualifying policies with Auto-Owners.
Life Multi-Policy Discount
Receive premium savings when you have a qualifying life insurance policy with Auto-Owners.
You may qualify for a discount if you have paid your premiums on time in the past 36 months.
Save more if you pay your annual policy premium in full and on time. Discount does not apply for escrow direct bill accounts.
When you enroll in paperless billing and pay your policy premiums online, you may qualify for this discount.
A discount is available for new applicants who request a premium quote prior to the effective date of the policy.
Protective Devices Discount
If you have protective devices, such as smoke detectors, deadbolt locks and fire extinguishers, you may be eligible for this discount.
Water Shut-Off System Discount
This discount may apply if you have an approved and properly maintained whole-home water shut-off system that automatically turns off water supply throughout the entire home when a leak is detected.
Automatic Backup Generator Discount
You may be eligible to receive this discount if you have a qualifying backup generator.
You may be eligible for this discount if you do not have a mortgage or line of credit on your home.
Assuming some of the risk yourself by choosing a higher deductible may reduce your policy premium.
Favorable Loss History
Receive a lower premium for favorable loss history.
How do I get a quote?
Auto-Owners works solely through independent agents to ensure you’re getting the right protection from a skilled professional.