Mobile Home Coverages
Coverages
Mobile Home Coverage
Covers your mobile home and any attached structures, such as an attached garage, carport or deck. Your agent can help you determine if a replacement or actual cash value policy is right for you.
Other Structures
Covers structures on your property that are not attached to your mobile home, such as a detached garage, shed or pole barn.
Personal Property Coverage
Your personal possessions are covered anywhere in the world.
Personal Liability Coverage
Provides Personal Liability coverage for incidents occurring anywhere in the world. This coverage protects against lawsuits for which you may become liable.
Medical Payments to Others
Coverage for others who are injured at your residence.
Additional Living Expenses
This will pay for expenses if you are unable to stay in your mobile home after a covered loss.
Optional Coverages
Mobile Homeowners Plus
This coverage builds upon your policy by providing several additional coverages in one place including refrigerated products and sewer/sump-pump backup. For example, if your power goes out and you lose a refrigerator full of food, you’re covered up to $500.
Personal Property Replacement Cost
This coverage provides for repair or replacement of your personal property without a deduction for depreciation.
Identity Theft Expense Coverage
This coverage provides up to $15,000 for expenses incurred when trying to restore you financial identity.
How Do I Get a Quote?
Auto-Owners works solely through independent agents to ensure you’re getting the right protection from a skilled professional.
This material is intended as a general guide or primer only and analysis of coverage is in general terms for the sake of simplicity and understanding. Any of the content provided on this webpage is superseded in all respects by the Insuring Agreements, Endorsements, Exclusions, Terms and Conditions of the Policy. The material on this webpage is not an exhaustive list of the coverages available. Some of the coverage mentioned in this material may not be applicable in all states or may have to be modified to conform to applicable state law. Some coverages may have been eliminated or modified since the posting of this material.