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Ways to Save
Multi-Policy Discount
Receive premium savings when you have other qualifying policies with Auto-Owners.
Life Multi-Policy Discount
Receive premium savings when you have a qualifying life insurance policy with Auto-Owners.
Payment History
You may qualify for a discount if you have paid your premiums on time in the past 36 months.
Paid-in-Full Discount
Save more if you pay your annual policy premium in full and on time. Discount does not apply for escrow direct bill accounts.
Green Discount
When you enroll in paperless billing and pay your policy premiums online, you may qualify for this discount.
Favorable Loss History
Receive a lower premium for favorable loss history.
Deductibles
Assuming some of the risk yourself by choosing a higher deductible may reduce your policy premium.
Protective Devices Discount
If you have protective devices such as smoke detectors, deadbolt locks and fire extinguishers, you may be eligible for this discount.
How Do I Get a Quote?
Auto-Owners works solely through independent agents to ensure you’re getting the right protection from a skilled professional.