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Coverages

Coverages
Collision

Covers the cost of repairing or replacing your motorcycle if you’re involved in an accident.

Comprehensive

Pays for damages to your motorcycle caused by factors other than collision, such as fire, vandalism, weather, theft, accident with an animal and more.

Bodily Injury Liability and Property Damage Liability

Payment for damages for which you are responsible, such as injury or property damage to others, and legal defense if you are sued.

Uninsured/Underinsured Motorist

This coverage pays in the event of injury, damage or death caused by someone who does not have insurance coverage or does not have adequate liability limits.

Medical Payments

Pays for medical, chiropractic and funeral expenses for injuries to you and your passengers resulting from an accident.

Road Trouble Service

If you’re stranded on the road due to a flat tire, minor mechanical malfunction or a dead battery, we will provide the service you need. Customers with this coverage can call us at 1-888-TOW-AOIC (1-888-869-2642) 24 hours a day, 7 days a week, 365 days a year in all 50 states and Canada.

Additional Expense

When you can’t use your motorcycle due to an accident, the additional expenses can add up fast. This coverage helps pay for a rental motorcycle. And, if you’re stranded away from home, food, lodging and other incidental expenses will be covered.

Safety Riding Apparel

Included in your collision and comprehensive insurance is also coverage for helmets, gloves, boots and any clothing designed to minimize injury in the event of an accident.

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How Do I Get a Quote?

Auto-Owners works solely through independent agents to ensure you’re getting the right protection from a skilled professional.

Contact an agent

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