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Ways to Save

Ways to Save
Shopping for insurance also means shopping for discounts. Auto-Owners offers many discounts to ensure you’re protected at an affordable cost.
Multi-Policy Discount

Receive premium savings when you have other qualifying policies with Auto-Owners.

Life Multi-Policy Discount

Receive premium savings when you have a qualifying life insurance policy with Auto-Owners.

Payment History

You may qualify for a discount if you have paid your premiums on time in the past 36 months.

Paid-in-Full Discount

Save more if you pay your annual policy premium in full and on time.

Green Discount

When you enroll in paperless billing and pay your policy premiums online, you may qualify for this discount.

Advance Quote

A discount is available for new applicants who request a premium quote prior to the effective date of the policy.

Multi-Vehicle Discount

You may qualify for a discount when a motorcycle and a private passenger vehicle are insured on your Personal Auto policy.

Safety Feature Discounts

You may qualify for this discount if your vehicle is equipped with certain safety features such as Anti-Lock Brake System (ABS) or Anti-Theft Devices.

Touring Bike Discount

With the right type of motorcycle and accessories, you may qualify for this discount.

Motorcycle Safety Foundation Discount

If you’re a Motorcycle Safety Foundation certificate holder, you may receive this discount.

Deductibles

Assuming some of the risk yourself by choosing a higher deductible may reduce your policy premium.

Favorable Loss History

Receive a lower premium for favorable loss history.

How Do I Get A Quote - Grey

How Do I Get a Quote?

Auto-Owners works solely through independent agents to ensure you’re getting the right protection from a skilled professional.

Contact an agent