Ways to Save
Shopping for insurance also means shopping for discounts. Auto-Owners offers many discounts to ensure you’re protected at an affordable cost.
Receive premium savings when you have other qualifying policies with Auto-Owners.
Life Multi-Policy Discount
Receive premium savings when you have a qualifying life insurance policy with Auto-Owners.
You may qualify for a discount if you have paid your premiums on time in the past 36 months.
Save more if you pay your annual policy premium in full and on time.
When you enroll in paperless billing and pay your policy premiums online, you may qualify for this discount.
A discount is available for new applicants who request a premium quote prior to the effective date of the policy.
You may qualify for a discount when a motorcycle and a private passenger vehicle are insured on your Personal Auto policy.
Safety Feature Discounts
You may qualify for this discount if your vehicle is equipped with certain safety features such as Anti-Lock Brake System (ABS) or Anti-Theft Devices.
Touring Bike Discount
With the right type of motorcycle and accessories, you may qualify for this discount.
Motorcycle Safety Foundation Discount
If you’re a Motorcycle Safety Foundation certificate holder, you may receive this discount.
Assuming some of the risk yourself by choosing a higher deductible may reduce your policy premium.
Favorable Loss History
Receive a lower premium for favorable loss history.