Motor Home & RV

Ways to Save

Shopping for insurance also means shopping for discounts. Auto-Owners offers many discounts to ensure you’re protected at an affordable cost.

Multi-Policy Discount

Receive premium savings when you have other qualifying policies with Auto-Owners.

Life Multi-Policy Discount

Receive premium savings when you have a qualifying life insurance policy with Auto-Owners.

Payment History

You may qualify for a discount if you have paid your premiums on time in the past 36 months.

Paid-in-Full Discount

Save more if you pay your annual policy premium in full and on time.

Green Discount

When you enroll in paperless billing and pay your policy premiums online, you may qualify for this discount.

Advance Quote

A discount is available for new applicants who request a premium quote prior to the effective date of the policy.

Safety Feature Discounts

You may qualify for this discount if your vehicle is equipped with certain safety features, such as anti-lock brake system (ABS), airbags or anti-theft devices.

Driver Safety Program Discount

If any driver on your policy is over the age of 50 and has received a certificate for a driver safety program established in accordance with local state law, you may be eligible for this discount.

Mature Drivers

Depending on your age and if you have no drivers under the age of 25 on your policy, you may qualify for this discount.


Assuming some of the risk yourself by choosing a higher deductible, may reduce your policy premium.

Favorable Loss History

Receive a lower premium for favorable loss history.

How do I get a quote?

Auto-Owners works solely through independent agents to ensure you’re getting the right protection from a skilled professional.

Contact an Agent