Renters Coverages
Coverages
Personal Property Coverage
Your personal possessions are covered anywhere in the world.
Personal Liability Coverage
Provides coverage for incidents occurring anywhere in the world and protects against lawsuits for which you may become liable.
Medical Payments to Others
Coverage for others who are injured at your residence.
Additional Living Expenses
Payments for expenses if you are unable to stay in your rental property after a covered loss.
Optional Coverages
Renters Plus
Covers refrigerated products, water back-up of sewers or drains, waterbed liability coverage and waives the glass deductible. A coverage example would be if you lose power and a refrigerator full of food spoils, you’re covered for up to $750.
Personal Property Replacement Cost
Covers repair or replacement of your personal property without a deduction for depreciation.
How Do I Get a Quote?
Auto-Owners works solely through independent agents to ensure you’re getting the right protection from a skilled professional.
This material is intended as a general guide or primer only and analysis of coverage is in general terms for the sake of simplicity and understanding. Any of the content provided on this webpage is superseded in all respects by the Insuring Agreements, Endorsements, Exclusions, Terms and Conditions of the Policy. The material on this webpage is not an exhaustive list of the coverages available. Some of the coverage mentioned in this material may not be applicable in all states or may have to be modified to conform to applicable state law. Some coverages may have been eliminated or modified since the posting of this material.