Insurance the right way,
the human way.

simple human sense

Somewhere along the way, insurance companies lost the human approach.

But at Auto-Owners, we and our independent agents still treat people like people by doing some of the simple things others seem to have forgotten. When you think about it, it just makes sense.

simple human sense


We're more than just auto.

We also offer life, home, and business insurance to ensure all your needs are met. As an insurance expert, your agent can tailor coverages to meet your needs. Plus, they can let you know about discounts you might qualify for.

independent agent

We work with independent agents.

For more than 100 years, we've partnered with independent agents who provide local, personalized expertise. Today, we work with more than 47,000 licensed agents in 26 states who take the time to tailor plans to meet your specific needs.


We're easy to work with.

Prefer to handle things from your phone? Rather talk in person? We have local claim branches in all our operating states, along with a mobile app to help service your policy:

Make automatic payments
Request road trouble service
Check the status of a claim

Find Your Local Agent

Your life is busy. We understand you'd rather do just about anything than research insurance companies and fill out forms. Let your local independent agent recommend the best coverage for you so you can spend your time on more important things.

Find an Agent for a Quote