Simple Human Sense

Somewhere along the way, insurance companies lost the human approach.

But at Auto-Owners, we and our independent agents still treat people like people by doing some of the simple things others seem to have forgotten. When you think about it, it just makes sense.

man standing in front of cupcake business.

We're more than just auto.

We also offer life, home, and business insurance to ensure all your needs are met. As an insurance expert, your agent can tailor coverages to meet your needs. Plus, they can help you save money with available discounts if your policy qualifies.*

What we cover

We work with independent agents.

For more than 100 years, we've partnered with independent agents who provide local, personalized expertise. Today, we work with more than 48,000 licensed agents in 26 states who take the time to tailor plans to meet your specific needs.

Meet your local expert

We pay what we owe according to the policy. No excuses. No loopholes. We've received numerous customer service and claims management awards.

Claims information

We are rated A++ (Superior) by the insurance industry credit rating agency, AM Best Company, for our financial stability.

More about us

We believe it is our corporate responsibility to aid local communities not only financially, but also with our time and talents.

Company giving

We're easy to work with.

Prefer to handle things from your phone? Rather talk in person? We have local claim branches in all our operating states and a mobile app that helps you do things like make automatic payments, request road trouble service, check the status of a claim and much more.

Easy online access

Find Your Local Agent

Your life is busy. We understand you'd rather do just about anything than research insurance companies and fill out forms. Let your local independent agent recommend the best coverage for you so you can spend your time on more important things.

Find an Agent for a Quote