Workers Compensation

Ways to Save

We offer many discounts, ensuring you get the right insurance coverage for your business at an affordable price.

Multi-Policy Discount

Receive premium savings when you have other qualifying policies with Auto-Owners.

Life Multi-Policy Discount

Receive premium savings when you have a qualifying life insurance policy with Auto-Owners.

Paid-in-Full Discount

Save more if you pay your annual policy premium in full and on time.

Group Discount

This discount may apply when your business is affiliated with certain organizations, such as chambers of commerce, credit unions and trade associations.


Drug testing as a condition of employment or following an accident could qualify your business for a discount.


Assuming some of the risk yourself by choosing a higher deductible may reduce your policy premium.

Group Health Plan (MI Only)

If you provide a healthcare plan for your employees, you could be eligible for a discount.

How do I get a quote?

Auto-Owners works solely through independent agents to ensure you’re getting the right protection from a skilled professional.

Contact an Agent