Who We Are

For over 100 years, Auto-Owners has been dedicated to the independent agency system.


Safe. Sound. Secure.®

Established in 1916, Auto-Owners Insurance Group is headquartered in Lansing, Michigan. Recognized for exceptional financial strength and stability, it is among the nation’s largest insurers and provides insurance to nearly 3 million policyholders.

Auto-Owners backs up its products by providing its famous “No Problem”® claims service. The company is represented by over 44,000 licensed agents in 26 states and offers multiple lines of insurance including life, home, auto and business.

Auto-Owners is rated A++ (Superior) by the A.M. Best Company, a nationally recognized independent insurance rating authority, and is also a Fortune 500 company. It has received numerous awards from national organizations for customer service and quality, and was recently certified as a Great Place to Work ®.

AOIG Company Overview

Auto-Owners Insurance Group Companies
Auto-Owners Insurance Company

Among the leading property and casualty insurers in the U.S., this mutual insurance company is represented by over 44,000 agents in more than 6,300 agencies and is the Group's largest insurer.

Auto-Owners Life Insurance Company

Netting over 48,000 applications per year, with $37 billion of life insurance in force in 2017.*

Owners Insurance Company

This stock company is the second largest property and casualty insurer in the Group and operates in 25 of the 26 states in the Auto-Owners regional market.

Home-Owners Insurance Company

This stock insurer writes property and casualty products in 9 of the 26 states in the Auto-Owners regional market.

Property-Owners Insurance Company

This stock insurer writes property and casualty products in Georgia, Indiana and Michigan.

Southern-Owners Insurance Company

This stock insurer writes property and casualty products in Florida.

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Other Members of the AOIG

Other Members of the Auto-Owners Insurance Group
Atlantic Casualty Insurance Company

Established in 1983, Atlantic Casualty Insurance Company is headquartered in Goldsboro, North Carolina.  This stock insurer writes excess and surplus lines in 49 states and the District of Columbia. 

Learn more about Atlantic Casualty >

Concord Group Insurance Companies

Affiliated with A-O in 2017, Concord Group is headquartered in Concord, New Hampshire. This group of insurers writes property and casualty products in Maine, Massachusetts, New Hampshire and Vermont. 

Learn more about Concord Group >

Callout - History & Core Values


Established in 1916, we have celebrated many milestones throughout our history.

Our History
Core Values

Our core values foster a positive, professional work environment.

Our Core Values

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Interested in a Career at A-O?

A career at Auto-Owners is challenging and rewarding.  Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

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