we provide great discounts
and award-winning service

simple human sense

we simplify and humanize insurance

Your home protects your most cherished possessions. Let your local independent agent recommend the best coverage for you so you can spend your time and money focusing on what really matters.

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we offer a variety of discounts

In addition to great rates, we offer several discounts that may save you hundreds of dollars on your policy: 

Multi-Point discount
Advance Quote discount
Paid-in-Full discount
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we're easy to work with

Prefer to handle things from your phone? Rather talk in person? We have local claims branches in all our operating states, along with a mobile app to help service your policy:

Make automatic payments
View billing details
Check the status of a claim
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man and woman talking

we're more than just auto

We also offer life, home, and business insurance to ensure all your needs are met. As an insurance expert, your agent can tailor coverages to meet your needs. Plus, they can help you save money with available discounts if your policy qualifies.

ask your independent agent if Auto-Owners makes sense for you

For more than 100 years, we've partnered with independent agents who provide local, personalized expertise. Today, we work with more than 48,000 licensed agents in 26 states who take the time to tailor plans to meet your specific needs.

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