We provide great discounts
and award-winning service.
simple human sense

We simplify and humanize insurance.

Your home protects your most cherished possessions. That's why we work with local, independent agents who can tailor coverage to meet your needs and identify available discounts so you can spend your time and money on what matters most.

Find an Agent for a Quote
A group of people standing behind a red ribbon in front of a building while one person is cutting the ribbon with giant scissors. 

We think the more you protect, the more you should save.

In addition to great rates, we offer several discounts that may save you hundreds of dollars on your policy including our Multi-Policy discount, Advance Quote discount, Paid-in-Full discount, Green discount and many others.*

Ways to save
A person with short brown and grey hair standing in front of a car, holding a phone.

We're easy to work with.

Prefer to handle things from your phone? Rather talk in person? We have local claims branches in all our operating states along with a mobile app to help you make automatic payments, view billing details, check the status of a claim and much more.

Easy online access
A person with short brown and grey hair standing in front of a car, holding a phone.
Two people standing having a conversation.

We're more than just auto.

We also offer life, home, and business insurance to ensure all your needs are met. As an insurance expert, your agent can tailor coverages to meet your needs. Plus, they can help you save money with available discounts if your policy qualifies.

What we cover
We provide the service of a small company with the stability of a big company.
simple human sense
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We pay what we owe according to the policy. No excuses. No loopholes. We've received numerous customer service and claims management awards.

Claims information
An illustration that reads A++ AM best

We are rated A++ (Superior) by the insurance industry credit rating agency, AM Best Company, for our financial stability.

More about us
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We believe it is our corporate responsibility to aid local communities not only financially, but also with our time and talents.

Company giving

Ask your independent agent if Auto-Owners makes sense for you.

For more than 100 years, we've partnered with independent agents who provide local, personalized expertise. Today, we work with more than 48,000 licensed agents in 26 states who take the time to tailor plans to meet your specific needs.

Find an Agent for a Quote

*Rates and available discounts may vary by state, coverages selected by the customer, and availability. Terms and conditions may apply. All rights reserved, Auto-Owners Insurance Company, Lansing MI.